Song Description

A fun tale of how borrowing too much led a pirate to troubles at sea but things turn around in the end.

Lyrics

Narrator: Gather round, gather round, Let us tell you a story about Kidd Silver, a tale of gold (argh!), borrowing (argh!) and of course, pirates...(argh!) Now Let's hear about Kidd Silver's quest for treasure and fancy things...

VERSE
I wanted to be like all of the other pirates sailing the sea
I thought if I had nice stuff too then they would all like me
But a young pirate's pay is far too small
To afford expensive things
So I borrowed some gold from the old loan shark
If I only knew back then, all the trouble it would bring

I borrowed to buy a gold peg leg and the biggest ship on the sea
Even bought a pirate hat for my parrot! It seemed like the money was free
But I didn't know when you borrow money
You pay it back, plus more
And I've made a promise to repay it every month
or else theyll leave me marooned on shore

CHORUS
Yo ho ho, here's something I can say
When you take a loan out make sure that you can pay
Don't be a scallywag, keep the promises you make
it's your reputation at stake

Narrator: Kidd Silver was riding high, but it didn't last long thanks to his enemies - not other pirates, but his greed and a growing number of loan payments with interest.


VERSE
For a while life seemed good, but I borrowed too much - more than I'll ever need
and I I couldn't make payments to the old loan shark, now they're coming after me!
They took my boat, and they took my crew
even took my gold piggy bank!
They didn't leave me with a timber to shiver
Now they're making me walk the plank

Little by little I worked and I saved and budgeted along the way.
Carved a wooden peg leg, found a skeleton crew and bought a little boat by the bay
Now I borrow wisely and I don't worry
about what those other pirates think of me
I'm not foolish with my gold and fancy things
Ahoy! This pirate is saaavvvyyyyyy!!

REPEAT CHORUS
Yo ho ho, here's something I can say
When you take a loan out make sure that you can pay
Don't be a scallywag, keep the promises you make
it's your reputation at stake

Narrator:
Kidd Silver learned that being savvy with money is greater than any treasure in a chest.

So next time you think of borrowing a dollar or two, think of Kidd Silver - the savviest pirate to ever sail the seas!