The first thrift-rock album in the history of the universe. Dubbing a new genre of music called "thrift rock", two Madison-based musicians called The Disclosures have created an album featuring songs and lyrics that deal with credit union history, financial education and cooperative structure. The all-acoustic album is comprised of seven songs written and recorded by Christopher Morris and Chad Helminak. It's the band's first attempt at combining their musical abilities with their passion for democratically-controlled, not-for-profit credit unions.

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